Loan Origination System (LOS)

FISCUSS Loan Origination System (LOS) is a specialized system designed to support the credit application processing needs of multifinance companies, banks, and other financial institutions. The LOS process encompasses key steps, starting from processing potential consumers or prospects, initial scoring involving internal checks and external integrations such as SLIK checks, to survey or appraisal processes ensuring the completeness of consumer data. With a focus on security and speed, our company offers a comprehensive solution to support the growth and sustainability of your financial business.

our Company provides an integrated and efficient solution. We offer ready-to-use LOS product services as well as customized LOS development services tailored to the client's needs. Our LOS excels in its ability to integrate with other systems in the company, such as Accounting Management, Funding Management, and more Loan Origination System Is one of the integrated module from FISCUSS. With a focus on security and speed, our company offers a comprehensive solution to support the growth and sustainability of your financial business.

LOS Advantage

FISCUSS LOS (Loan Origination System) has several advantages that can provide added value to companies or financial institutions. Here are some of the advantages of LOS:

  1. Integration with API System – Multi Platform
  2. Automated Loan Application Process – Reduce Load
  3. Advanced Analytics – Decision Assist
  4. Mobile Accessibility – Cross Platform
  5. Performance Monitoring – Management Assist
  6. Speed and Efficiency – improve Satisfaction

LOS Process

LOS Feature

The process of Loan Origination System (LOS) involves obtaining a loan from a lender. Although it may be a lengthy and intricate procedure, utilizing a loan origination system can significantly simplify it. Presented below is a detailed, step-by-step guide to the loan origination process:

Credit Scoring:

Assessment and scoring of the creditworthiness of loan applicants to determine risk levels.

User Management

A user can be assigned to one or more groups such as Branch and any hierarchy in company

Web-Based System

Has simple and low maintenance system, cross platform and 24-7 avalibilty

Reporting and Analytics

Comprehensive reporting features to monitor key performance indicators (KPIs) and analyze loan portfolio performance.